Sharia-Compliant Digital Banking for Africa

Save, and Invest Ethically — No Riba, No Hidden Fees, Just Fair & Transparent Finance.

Some big companies who trust with us:

Who We Are

Tijara Islamic Finance

Tijara Finance is a digital Islamic bank designed for the African market. Starting in Ghana, we provide interest-free financial services that align with Sharia principles, ensuring ethical banking that benefits both individuals and businesses.

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Years Experience
Our Mission

To empower financial inclusion with transparent, fair, and innovative digital banking.

Our Vision

To be the leading Sharia-compliant digital financial platform in Africa.

Our Services

We Serve The Best Service

Ligidi Savings Account

Save without interest, earn through profit-sharing.

Hajj Savings Scheme

Structured savings for your pilgrimage journey.

Profit-Sharing Account (Mudarabah)

Invest ethically and grow wealth.

Why Choose Us

Trusted by over 500+ Clients in Ghana

Ghanaian cedi a business background
Islamic Charity For Income and Property Transaction
Years Experience
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Our Features

What’s Our Features

Sharia-Compliant Financial Solutions
Digital-First Banking – Open an Account in Minutes

[coming soon]

Profit-Sharing Instead of Interest-Based Loans
Instant Transfers & Bill Payments
Secure, Encrypted Transactions
24/7 Customer Support
Case Study

See Our Project We Have Done

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Wealth Management

Sales & Trading

Property Investment

Clients Questions

Related Question

We are actively developing our mobile app and IT infrastructure to provide seamless, Sharia-compliant financial services. Stay tuned for updates as we finalize development and testing.

 

Tijara Group Limited currently operates as Tijara Susu Enterprise under the Ghana Co-operative Susu Collectors Association. We are closely monitoring the Bank of Ghana’s regulatory framework for Islamic finance and will transition accordingly once regulations are in place.

Our Ligidi Savings Account follows a profit-sharing model, meaning instead of earning interest, your savings are pooled into ethical investments, and you receive a share of the profits based on agreed terms.

 

At this stage, we are focusing on building the necessary banking infrastructure. Once operational, we will offer Sharia-compliant financing options such as Mudarabah (profit-sharing) and Murabaha (asset financing).

You can follow our progress and receive updates by subscribing to our newsletter on our website, following us on social media, or contacting our support team for inquiries.

 

Testimonial

Our Client Reviews

Tijara Finance has completely changed the way I save!

With their Ligidi Savings Account, I can grow my money without worrying about interest.

Fatima A.

Customer

Get In Touch

Free Case Evaluation

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Start your susu now

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